4 Ways to Save Money on your Cell Phone Bill

Cell phone and dollar bills

Cell phone bills are at an all-time high. If you are a subscriber to one of the four biggest mobile carriers (Verizon, AT&T, Sprint, or T-Mobile), then you’re probably paying at least $120 a month, or A LOT more. The days of getting all of your cell phone services for less than $80 are long gone. But that doesn’t mean that there aren’t a few ways that you can save a couple bugs on your cell phone bill and put some extra money in your pocket every month.

Slash Your Plan

The majority of people never look at their cell phone plan after they purchase it, but this could be costing you some serious money. Take the time to look at your bill and see what you’re paying for and determine if you’re using it. Many people don’t actually use as much data or as many minutes as they think. You could be able to take your plan down to a lower amount of data or minutes every month, which can make significant drops to your monthly charges.

If you are using all of your service, check and see if there are some habits that you have that are racking up the megabytes.  A good example would be switching off the mobile data and connecting to WiFi.  If your work and your home both have WiFi you could probably eliminate a ton of your data usage by making sure your phone defaults to using available WiFi services.  This gives you a great opportunity to switch to a lower priced plan and save a bunch of money.

Switch Carriers (or at least threaten to)

You found out your plan was too expensive, but your provider doesn’t have any thing better to offer.  The quickest way to save money are is switch carriers. There are plenty of companies that offer adequate service, and more than likely there is one that is cheaper than what you have now. Spend some time, research companies in your area, and see what their monthly fees are.  You can frequently find a new customer discount that beats what you are paying now.

Even if you don’t find a different cell phone carrier with a better plan to switch to, call your current company and threaten to switch, but be sure to threaten them nicely. Typically they will offer you a discount or special promotion to keep you from switching services.  It is much more expensive for these companies to generate a new customer than to keep an existing one.

Can’t get your carrier to let you out of the contract?  There are ways to transfer your service to other people or you can search around for a carrier who will pay the early termination fees.

Employer Discounts

Did you know that every major cell phone company offers discounts for large employers (and even many small ones)? Depending on where you work, you could get a discount on your cell phone bill. The easiest way to know is just to ask your service representative. You can also get a discount if you work for a public service or you work in education. These discounts can range from 9% to as much as 30% off your plan.  The discount will depend on how many corporate lines of service are held by your employer.  

A small company with just 5 lines of service can score their employees as much as 11% off, depending on the cell phone carrier they have their service with.

Go Prepaid

Okay, we know it isn’t the most attractive alternative, but if you want to save money, this is the way to go. These prepaid plans can range in data, minutes, or texts that are offered. You won’t be able to have the fanciest of shiniest of phones, but they offer quality service at a much lower price. Take time to compare the prices and decide which you value more, savings or the newest smartphone.

 Services like FreedomPop are a new alternative to the traditional cell phone carriers, and it could save you hundreds (or even thousands) of dollars. In fact, the website states they are the first to offer completely free cell phone service. Of course, not everyone is eligible, but it’s worth checking. With FreedomPop, you’ll get 500mb of data, 500 texts, and 200 free minutes. Not too bad for free service (you have to buy the phone). If you want anything extra, like voicemail, more data, or more texts, you’re going to have to pay, but you’ll still come out cheaper than a traditional service provider. 

Saving Money on your Cell Phone Bill

More than likely cell phone bills aren’t going to come down any if anything, they’re going to continue to rise. Unless you plan to live without a cell phone, you’re going to have to find ways to keep your bills low without sacrificing quality. Luckily there are plenty of ways that you can lower your bill and not have to give up your precious phone.


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